Lock your dollars. Earn a share of our payment revenue.
Deposit USD, commit to a fixed-term lock, and receive a recurring share of the fee revenue Palremit earns on cross-border payments. Your yield comes from real operating income.
Deposit USD, commit to a fixed-term lock, and receive a recurring share of the fee revenue Palremit earns on cross-border payments. Your yield comes from real operating income.
You lock capital. Palremit earns fees on the flows we process. Every cycle, a defined share of that revenue is distributed to lenders as yield.
Fund your Palremit account by bank transfer, wire, ACH, or by moving supported crypto through the utility wallet.
Choose a fixed term of at least one year. Your locked capital is what earns yield (longer terms sit in higher tiers.)
Each cycle, your share of Palremit's payment fee revenue lands as yield in your liquid Checking balance. Ready to spend, withdraw, or leave to compound.
Your money lives in one of three places, and each has a clear job. The Programme Balance you see on the dashboard is Investment + Checking. The Crypto Wallet is a separate on-ramp and card funding source.
Your fixed-term committed balance. This is the capital that earns yield. Principal stays committed until the term ends.
Where your yield lands each cycle. Fully spendable — send, withdraw, or fund a card. Activates once your minimum lock is in place.
A separate holding for top-10 crypto assets. Use it as an on-ramp into the programme or as a card funding source once activated.
Activation gate. Until your minimum Investment lock is in place, Checking, crypto spend, and cards stay dormant. Deposits route into Investment so your programme reaches activation. Once active, you choose where every future deposit lands.
Your yield is a slice of the fees Palremit earns on cross-border payments and settlements — not interest generated by lending your money to third parties. No borrower credit risk to your principal.
Introduce someone and earn a reward on the activity of the people they bring in too. Rewards come out of Palremit's own retained share — never out of another participant's yield.
Once your lock is active, spin up a virtual card instantly or order a physical card. Spend from your Checking balance or crypto — your locked Investment principal is never touched.
Terms start at one year. Two- and three-year commitments move you up the tier ladder and earn a loyalty bonus that stays with you — the Contract Term Incentive.
Yield is calculated and posted daily across working days, so your Checking balance grows on a steady rhythm rather than a distant month-end lump.
Every payout is denominated in USD and rounded to the cent. No hidden conversions in the yield calculation itself — what you earn is what lands.
Introduce a new lender and you earn on their yield. Introduce someone who introduces someone, and you earn on that activity too — up the chain, at rates that grow with your own tier.
Referral rewards are paid out of Palremit's retained share of the revenue pool. They never come out of another lender's yield, so growing your network never dilutes what anyone else earns.
Claim your referrer codeOnce your lock activates the programme, you can issue a virtual card instantly for online payments and Apple / Google Pay, or order a physical card for in-person and ATM use. Both draw from your liquid balances — your locked Investment principal is never touched.
Sign up, verify your identity, and place your first Investment lock. Your Checking account activates the moment you clear the minimum — cards, referrals, and daily yield land in the same dashboard.
Rates, tier thresholds, cycle cadence, and referral structure are policy parameters and may vary by market and by launch tier. All programme terms are subject to Palremit's compliance and legal review. This page is a summary of programme mechanics and not an offer or a guarantee of any return.
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